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Home Loans Made Easy: Quick Closings & Customizable Lending Options in Hawaii

Looking for flexible lending options and faster closing times? Jacqui Cay can definitely help! She specializes in providing the right home loan solutions for your unique needs, whether you’re a first-time homebuyer or a seasoned investor. Our team is dedicated to giving each client the personalized attention they deserve to ensure they find the perfect home loan. Trust us to make your home buying or refinancing journey a success.

Jacqui Cay proudly offers great rates on a wide variety of loans, including:

If it can be done, Jacqui will get it done for you.

When we sit down with our clients, we look for broad lending options and competitive rates. We are able to customize a loan that’s easier on you. It’s no secret that every transaction has hurdles to overcome – and that’s why at Jacqui Cay Home Loans, we put our clients first.

We use 110 different lenders which provides a flexibility that most lenders won’t offer and rates that are extremely competitive every day.

We’ll work with you every step of the way

We’ll work with you every step of the way

We strive to secure highly competitive rates and favorable loan terms that suit your individual circumstances, regardless of whether you have a perfect FICO score or are actively working on improving your credit. At our agency, we take pride in serving veterans, active military, first-time homebuyers, and seasoned investors looking for Hawaii real estate opportunities. Throughout the ups and downs of the industry, we have remained committed to our clients, going the extra mile and delivering on our promises promptly. As a result, we have developed a vast and devoted network of clients and professionals alike throughout Hawaii. Are you ready to take the next step? Apply now to start exploring your options!

Meet Jacqui

Jacqui Cay Phenicie

Jacqui Cay Phenicie

Mortgage Loan Originator NMLS #2385706 808-978-0042 Email Jacqui
Born into a family of real estate enthusiasts it is no wonder she has chosen to continue her career in the industry. Jacqui’s goal is to provide clients exactly what they need and help navigate the intimidating process of choosing the right loan product for each person. With 12 years of experience in escrow, commercial real estate and the mortgage business she will ensure an efficient and timely close while communicating directly with her clients. With Tongan roots and a resident of Hawaii for the past 9 years, Jacqui’s focus is to support the local residents of Hawaii by helping them purchase their dream homes.

A seamless experience customized for you.

Whatever your mortgage needs, Jacqui has your back. We’ll make sure the entire process is 100% transparent and focused on meeting your goals first. Our priority is finding solutions that fit your needs, and helping you achieve your dream of home ownership here in Hawaii.

Have questions? Contact us today!

1003 Bishop Street, Ste 2700, Honolulu, HI 96813

Office Hours: Mon – Fri, 9:00am – 6:00pm

Ready to get started on your home loan?

State License No. HI-135622

C2 Financial Corporation: NMLS# 135622 Branch#1244222

Visit the C2 Financial Corporation website.

Visit the NMLS Consumer Access website.

View the Texas Complaint/Recovery Fund Notice.

This licensee is performing acts for which a mortgage loan originator license is required. C2 Financial Corporation is licensed by the Hawaii Department of Financial Institutions, Broker# HI-135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Hawaii.

C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.